Good Poll ! ... Good idea for a Discussion Thread, StevenAus !
I got a late start on the Beta 4, so have only started (and just completed) one game.
I played with a Custom Faction, on a Small Map, with only two opponents, on the Normal Difficulty level. I achieved a Conquest Victory, in just under 300 turns. I did have about 6-7 crashes during the course of this game (including some tactical battle stalls, that "automated play" resolved); but I save often, and I did not experience a Corrupted Save File.
For Performance reasons, I tend to turn off graphics effects such as "Particle Effects", and some of the other default features. I favor a "simplifiction ploy" (smaller maps, fewer opponents, and completely "fresh" exits-and-re-enters, every hour or so -- see the last paragraph of Kongdej's Reply #13 above). I really think this may help, to reduce the issue of Corrupted Save Files. It was a habit that I had begun, even before the Beta 4 ...
Unfortunately, I do believe that the Beta 4 is more fragile than the Beta 3. It seems to have relatively more bugs and crashes. However, so far they have not amounted to "game-killers" for me. That said, I would hope that Stardock significantly revs up the bug-fixing effort ... and sooner, rather than later ... This is NOT a good time to be discouraging the hard-core players, and the other Beta-testers, by appearing to be getting worse, rather than better!