Occasionally when clicking on an opponent in the world map to initiate discussion, I'll see the dialog screen for a second and then the game will crash Windows hard (as in drop to a text console with a memory dump).  I don't suspect problems with my hardware because Elemental is the only game I've had this experience with.  Here's the save file from just before the crash and the debug.err:

http://www.filedropper.com/autosave

http://www.filedropper.com/debug

Serendipitously, the autosave happened one turn before the crash.  It happened when my sovereign, Eldric, tried to initiate conversation with the opposing unit near him.

I hope this information is helpful to Stardock.