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Figured out my problem. I disabled all music and ambient sounds and I haven't crashed. Apparently I had turned it off when I got the 1.08 patch and turned it back on a few turns before my crash. For me, my Sound Blaster X-Fi sound card works best with no music in this game. Time to make an Elemental play list on Itunes.
I'm still getting random crashes at the start of new turns, usually just before or just after I select a new technology to research. It happened often in 1.07, just happened for the first time (but twice in a row) about 200 turns into a new game with 1.08b. Here's the debug.err: http://pastebin.com/j37pZkUC and the data folders: ht