The "Gold smiths" were the first bankers. One day they got the wise Idea to loan the other guys gold plus an extra % that the Smith could not afford to pay back if something went wrong! What would you do you was not paid back the gold? I suppose that was like a loan shark they break fingers and such until they get the gold owed to them. But Anyway, the smiths did get the gold back PLUS the profit from the risk that they took! THE BANK WAS BORN *LIGHTBULB* I GOT AN IDEA!! <p
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