Loot DLC now, please

Patience...

Put your $5 in an interest bearing account and give Stardock all the earned money whenever they release the pack to reward them.

Wait a minute.

He wants it now. By using interest earned as an incentive, you're actually motivating SD to take longer to release the DLC.

Nuh-uh. Frogboy seems to think there's roughly a 1-in-10 chance of the world ending due to power outage the next hour.

But I thought he had his Ipad packed and fully charged?...

lol, oh yeah.  I guess that wouldn't work.   I think I was trying to say because they aren't releasing it now, you can greater reward them for this awesome thing when they do but yeah it could be a disincentive.

I would love some info on this too!

*business degree hat on*

An interest bearing account would not represent a disincentive ("we wait longer so we get more"). Any businessman today, when given the choice of (a) $5 today or (b) $5.1 (2% interest) in a year would go for option (a). This is because he knows that the interest rates offered on such accounts are poor, barely above inflation, and he probably believes he can turn it into far more in a year's time.

*asshole hat off... wait... this wasn't the hat I put on?*

$5.00 now or $5.10 a year from now...   Hmmm.   I know I would gladly pay you tuesday for a hamburger today.

The OP has already stated he is ready to give his $5 for the loot pack.  

Sooo that money is dead to him - it's gone.  

If he put that $5 in an interest bearing account, he could reap the benefits of the wonders of compound interest until Stardock releases the loot pack.  So whenver the loot pack does show up, he gets the awesome loot pack DLC AND gets to keep all the interest he's earned from making his money work for him. 

Makes sense no? win-win and win.

I know it's done. I just want to spend my now dead-to-me money. 

Now. 

Right now. 

Not later. 

Right now.

Cost of capital.  If you can't beat the Minimum attractive rate of return (generally the cost of capital/interest rates), you don't invest.  So pretty much no one would take the 5.1%.  On the other hand after looking at what happened with THQ's books god only know what kind of crazy finance these kids are into.

Also yeah gve me items.  I will give you money.

1% on 5$ I mean.  I think most people would jump on a 5.1% CD.

Just like I would jump on an items pack.  With my wallet open and a smile on my face.

The scenario was that Stardock would get the interest generated, not the player.

I'm surprised no one has suggested using NPV analysis yet.

Is it a finance wonk contest at this point? Let's go!

"If you believe the Fed will taper, then rates will likely continue to rise. Hold out for higher bond rates before locking in a CD term or holding a bond to maturity.

If you believe the Fed will not taper in the near future, being in equities could generate significant return over fixed income as the Fed continues Quantitative Easing, and encourages the S&P to all time highs.

However a rising rate environment despite Fed easing, and the fund flows in emerging markets, are two risk factors to this outlook.

Remember that fixed income investments are exposed to interest rate risk, duration risk,and credit risk, among others. Equity investments involve significant market risk, business risk, and macroeconomic risks among others. This observation does not constitute personalized investment advice. Consult a professional before investing."

Nevermind that $5 is too little to invest in anything, many banks won't even take a $5 savings account unless you're under 18...