There's an insane setting? Thanks for the info.
Oh, and ridiculous is harder now because even the monsters are getting x2 hps. It's still trivial to beat with a self-buffing fighter, as long as you remember to take scout master. Not for the monster immunity, for the quicker travel through forests and rivers.
I'm off to try insane. With a ridiculously broken custom race... let's see master scout, binding and enchanters, to start with 