First up the tooltip for encumberance does not make much sense. Okay unemcumbered is below 50%, but from 50-59% I have no idea what category is to be applied. I also have no idea whether 80% is 'heavy' or 'encumbered'.
Secondly Ruka is at 60% but suffers no penalty for 'heavy'. How come?
(Third, and somewhat OT, how does she start with 22 base initiative? Is it just one of those things... problem is with all the inconsistencies it's hard to know when to just accept...?)

