Hello:)
I also experienced a crash the first time I hit the "next turn button" after a reload.
I went back to the main menu from within a game, reloaded a saved game (not an autosave). When i hit the next turn. the game crashed to desktop. I believe this is a known issue, crashing when reloading from within a game, but I included everything below in case it helps at all 
Debug Err: http://paste.org/pastebin/view/21087
DXDIAG: http://paste.org/pastebin/view/20964
ZIP: http://dl.dropbox.com/u/8868376/Elemental0_98-2010-08-01T18-44-51-843.zip
SAVE I RELOADED FROM: http://dl.dropbox.com/u/8868376/baby.EleSav
Many Thanks!
Sara
