I had just completed a game by doing the ultimate quest (somewhat to my surprise having only done 4 adventuring tech levels!). From the main menu elected to start a new game - went through all the set up screens - selected a custom race, a custom avatar from previous game, and set it to ridiculous difficulty. Kingdom, medium sized world with 10 players (all opponents were standard races). On clicking Next, game CTD. No zip file was generated (either from the completed game or the new one - so none today). Debug and dxdiag below:

http://dl.dropbox.com/u/8733908/debugload.err

http://dl.dropbox.com/u/8733908/DxDiag.txt