I have this also but with Vista 64 bit ultimate (oh mine doesn't CTD, but instead just hangs not responsive, I need to kill it through task manager). The turn button stays greyed out for at least 3 minutes.
I suspect it has something to do with the autosave feature or a city upgrading to the next size, but being too close to the ocean or other blocking items on the map. I need to do more testing with this to lock down the problem. One issue with tracking down the problem is that if it happens it seems to bork my last save into not loading, so I have to go back further.
I also don't think saves are tracking all the items right, I need to write down a bunch of stuff associated with a save and then track what happens after reloading it. Convolved in this is the autosave feature which seems to be doing something bad.
I just got into the beta, so I am learning the game to start with so I can tell what is going on easier. Got one game over 200 turns with 4 cities, but it is getting buggy and freezing/crashing much more. I might try deleting things to see what is causing it.